Document Upload Requirements
A document may be needed in either of two ways. Some are part of the application itself — choosing manual bank verification means supplying one of the bank documents below to confirm the account. Others are requested when a check cannot be completed from the information provided, such as when the business is not found in a registry or an owner's identity does not clear.
This page lists every document type that may be needed and what each one must show.
Jump to a document: Photo ID · Bank statement · Registration document · Constitutional document · Proof of address · Proof of residential address · Proof of ownership · Proof of organization tax information · Proof of individual tax ID · Proof of national ID number · Proof of industry · VAT document · Proof of relationship · Proof of source of funds · Proof of source of wealth
File requirements
These apply to every document, whatever its type.
| Requirement | |
|---|---|
| Formats | JPEG, JPG, PNG, or PDF |
| Files per document | A document is one submission, which may consist of several files: the two sides of an ID, or the pages of a statement in page order. A multi-page PDF counts as a single file. |
| PDF size | 1 KB minimum, 2 MB maximum, per file |
| JPEG / JPG / PNG size | 100 KB minimum, 2 MB maximum, per file |
| Color | Full color |
| Framing | Straightened, with all corners and edges visible |
| Legibility | No blurriness |
Rejected regardless of type:
- Edited documents — retouched, annotated, or run through an AI enhancement tool.
- Secondary copies — a photo of a screen, or a photo of a printout. A screenshot is a secondary copy of a document that exists on paper; an online banking screenshot is a primary record and is accepted as a bank document.
- Low-quality or cut-off images.
Photo ID
Accepted types:
| Type | Requirement |
|---|---|
| Passport | The data page, showing the picture, the machine-readable zone, and the printed details |
| Identity card | Government-issued. Both front and back required. |
| Driver's license | Both front and back required |
The document must be:
- Unexpired
- A physical document, not a digital ID
- Signed, if it has a signature field
- Showing the machine-readable zone, where the document has one
- No more than 15 pages
The first and last name on the ID must match the name given for the individual. If they differ, the check fails. Where an individual has a single name, it is used for both fields.
Not accepted: digital IDs, secondary copies (screenshots, photos of photos, screen captures), AI-enhanced or edited documents, low-quality images.
Country-specific validity:
| Country or region | Note |
|---|---|
| France | Identity cards issued between 2004 and 2013 are valid for 15 years, except where the holder was under 18 at issue, in which case the validity is not extended |
| Poland | Driver's licences issued before 19 January 2013 are valid until 2033 |
| Ukraine | Passports are valid for 5 years; a signed and stamped extension page is required |
Bank statement
Required when manual bank verification is selected, and requested when a linked account cannot be matched to the business. Any one of these is accepted:
- Bank statements
- Deposit tickets or deposit forms
- Online banking screenshots
- Official bank letters
- Cheques
- Location-specific documents: an RIB (France), a ΤΑΜΙΕΥΤΗΡΙΟ (Greece), or a passbook (Singapore)
Must show:
- The account holder name, matching the legal or trading name
- The account number or IBAN
- An issuance date less than 12 months old — except RIBs, cheques, and online banking screenshots
- The country or region of the bank
- A bank identifier — logo, name, or letterhead
Additional requirements by type:
| Type | Also required |
|---|---|
| Deposit ticket | Bank logo or letterhead, plus a bank stamp or signature |
| Bank letter | Bank logo or letterhead, plus a bank stamp or signature |
| Cheque | Printed (not handwritten) holder name, account number, and routing number. Security features required for the US and Canada. Canada accepts electronic cheques only; cheques from Australia are not accepted. |
Not accepted: photos of a bank card, edited documents, documents over 12 months old where an issuance date is required, documents missing any required data point, low-quality or cut-off images, documents issued by third-party software.
Registration document
For organizations. Must come from a reliable source, such as the local commercial register, and be either issued within the last 12 months or contain a signature or statement of affairs dated within the last 12 months.
Constitutional document
For sole proprietorships, trusts, and unincorporated partnerships. Must be issued within the last 12 months, or contain a signature or statement of affairs dated within the last 12 months.
| Country or region | Accepted |
|---|---|
| Australia | ABN certificate of registration |
| Austria | GISA extract |
| Belgium | Extract from the Crossroads Bank for Enterprises |
| Bulgaria | Certificate of current status |
| Canada | Provincial or CRA certificate of registration |
| Croatia | Extract from the trade register, or certificate of registration |
| Cyprus | Certificate of registered details |
| Czech Republic | Extract from the trade register |
| Denmark | Registration certificate, or CVR extract |
| Estonia | Extract from the business register |
| Finland | Y-register extract |
| France | K-bis extract, Sirene situation report, URSSAF, or INSEE |
| Germany | Trade registration, trade licence, or taxpayer certificate — all pages required |
| Gibraltar | Certificate of business registration |
| Greece | GEMI registration document or certificate |
| Guernsey | Revenue Service registration certificate |
| Hong Kong | BRC, or NAR1 annual report |
| Hungary | Entrepreneurial certificate |
| Ireland | Revenue Commissioners registration certificate |
| Isle of Man | Income tax registration certificate |
| Italy | Tax ID attribution certificate |
| Jersey | Income tax registration certificate |
| Latvia | Company registration certificate |
| Liechtenstein | Commercial register extract |
| Lithuania | Company registration certificate |
| Luxembourg | Commercial register extract |
| Malta | Certificate of registration |
| Netherlands | Chamber of Commerce extract |
| New Zealand | NZBN letter, or IRD certificate |
| Norway | Registration certificate |
| Poland | CEIDG extract |
| Portugal | Entry registration certificate |
| Puerto Rico | EIN CP 575 letter |
| Romania | Registration certificate |
| Singapore | Business profile |
| Slovakia | Commercial register extract |
| Slovenia | Business registry extract |
| Spain | NIF certificate, or accreditation card |
| Sweden | Bolagsverket or Skatteverket certificate |
| Switzerland | Commercial register extract, or tax assessment |
| United Kingdom | UTR confirmation letter, or tax return |
| United States | SS-4 letter, Schedule C, or EIN CP 575 letter |
Proof of address
For organizations and sole proprietorships. Must come from a reliable, independent source, such as the local commercial register, and be issued within the last 12 months or carry a signature or statement of affairs dated within the last 12 months.
Proof of residential address
For individuals. Must show the individual's name, their full residential address including country or region and state where applicable, and a date within the window for its type.
No more than 3 months old:
- Bank statement
- Utility bill — gas, water, electric, cable TV, internet, or landline
- Taxation document
- Extract from municipal records
- Salary slip, with company letterhead
- Employment contract, with company letterhead
- Government correspondence, such as a benefit receipt
No more than 12 months old:
- Mortgage statement
- Voter registration certificate
Proof of ownership
An ownership and control chart, which must include:
- The full ownership structure of all entities and ultimate beneficial owners
- For each entity: official legal name, legal structure, and registered country or region
- Ownership and control relationships, with percentages
- An indication of how each UBO criterion is fulfilled (for example, 25% ownership)
- A signature confirming the content, the signer's name and job title, and a date no more than 6 months old
If the signer is a qualified professional whose credentials can be verified through an official professional body website, no additional documents are needed. Otherwise the chart must be supported by official documents no more than 6 months old:
- Securities, shareholder, or UBO registers
- Articles of incorporation
- Annual reports or returns
- Certificate of corporate status
- Shareholder, partnership, or assignment agreements
- Board meeting records
- Registration document
- Certificate of incumbency
In the Netherlands, a UBO extract from the KvK website may be requested.
Proof of organization tax information
Must be issued by a public authority, government, or judicial authority, and show the legal entity name, the tax ID, and the country or region of registration. Must be dated within the last 12 months, or signed by a legal representative within the last 12 months.
Trading-as names are not accepted. VAT numbers may differ from tax IDs depending on the region.
Proof of individual tax ID
| Country or region | Required information |
|---|---|
| Belgium | Numéro National, and the name |
| France | SPI or fiscal reference number, and the name |
| Germany | Persönliche Identifikationsnummer (IdNr), and the name |
| Netherlands | Burgerservicenummer (BSN), and the name |
| Spain | DNI or NIE, and the name |
| United Kingdom | UTR or NINO, and the name |
| United States | SSN, EIN, or ITIN, and the name |
Proof of national ID number
Must show the individual's name and their national ID number, and be issued by a reliable source — a government, public authority, or judicial authority.
Proof of industry
A VAT document, a proof of tax, or a registration showing a local or global industry code (SBI, NACE, SIC). The requirements for the underlying document type apply.
VAT document
For organizations. Must show the organization name and the tax ID number, and be issued by a reliable source such as the local tax authority.
Proof of relationship
Required for minors. Accepted documents:
- Birth certificate
- Adoption certificate
- Legal guardianship certificate
Must state the legal representative's information and their relationship to the minor, and must be an external document.
Proof of source of funds
Identifies the main sources of funds or assets. For a business: a description of the industry and business model, plus supporting documents such as audited accounts, annual statements, or a letter from a regulated accountant detailing two years of profits.
Proof of source of wealth
Shows total wealth and its primary sources. What is required depends on the source:
| Source | Required information |
|---|---|
| Employment | Role, three most recent pay slips, annual salary, the salary section of the contract, employer name and address, employer confirmation, employment dates, tax document, nature of the business, and bank statements showing three months of regular salary receipt |
| Business | Description of the industry and business model, audited accounts, annual statements, and an accountant's letter detailing two years of profits |
| Donations and gifts | Gift date, receipt date, amount, reason, donor name, date of birth and address, relationship to the donor, and the donor's own source of funds. A donor letter confirming these details is required. |
| Inheritance | Receipt date, amount, grant of probate with the will and estate value, tax document, benefactor name, date of birth and address, relationship, a bank statement showing receipt, and a solicitor's letter |
| Rental income | Annual amount, proof of property ownership, property address, rental agreement, and tax document |
| Capital markets | Annual amount, description of the capital held, investment certificate or statement, investment duration, confirmation from the investment company, and a letter from a regulated accountant |
| Royalties | Annual amount, description of the royalty, duration held, and tax document |
| Cryptocurrency | Annual amount, description of the crypto type, exchange statement, exchange name, proof of crypto balance, duration of holdings, a signed wallet message, and tax document |
| Asset sale | Sale date, signed contract, receipt date, amount received, asset type, title deed, duration held, tax document, the address if real estate, and a letter from a solicitor, auditor, or accountant |
| Loans | Loan date, loan agreement, receipt date, amount, lender name, date of birth and address, loan purpose, duration, and a recent statement |
| Lottery, casino, and betting | Winning date, amount, recipient name, address, website, tax document, and proof of the winning from the operator |
| Other | Receipt date, amount, originator name, date of birth and address, reason for receipt, a bank statement showing receipt, a letter from a solicitor, auditor, or accountant, and confirmation from the payer |
The supporting documents listed are illustrative. Any document is acceptable provided it supplies the required information.